Short Sale and Forclosure Sales, Loss Mitigation, Loan Modification Monterey County California, Short Sales, Seaside CA real estate listings and homes for sale, home buying, home selling information – EFC - Home page loan modification, loan audit,qualified written request, hamp, Home affordable modification, home affordable refinance, making home affordable, short refinance

What is a Short Sale?

At this moment in time, foreclosures are at an all time high. However, instead of a foreclosure, another option available to the distressed home owners is a short sale.

A short sale is when a lender accepts a discount on a mortgage to avoid a possible foreclosure auction or bankruptcy. Instead of buying from a seller, the buyer is now actually purchasing the property directly from the lender for a discount. This option is much better for the property owner as well as the lender than letting the house go into foreclosure. This is the option of choice for anyone that might be in the position of lost equity as a result of the current mortgage meltdown.

Finding the right real estate agent with the knowledge and experience of short sales and foreclosures is crucial. The professional team of loss mitigators at the Short Sale Center at LeonardScott Short Sales is fully committed to the successful negotiation and termination of your short sale. We know the local neighborhoods, schools, market conditions, ordinances, but more importantly, we have the knowhow and experience of loss mitigation negotiations including but not limited to bankruptcy, foreclosure laws etc. Our expertise covers all of the aspects of this very specialized niche market.

In addition, you'll want an agent who embraces the convenience of technology without losing the personal touch. You'll love the resources available on our website but these will never replace the time our specialist agents will spend with you, serving as your personal guide throughout this stressful but exciting process.

There are few basic alternatives to foreclosure. Contact us now to discuss these options:

1. You can Do Nothing

2. Payoff/Refinance

3. Reinstatement

4. Forbearance

5. Partial Claim

6. Deed in Lieu of Foreclosure

7. Bankruptcy

8. Sale

9. Short Sale

Act now and be in control of your own future. Do not miss this opportunity. Remember, the longer you wait to take action, the more difficult it is to negotiate a good option with your lender.

Complete the required information below and submit it to us for a free consultation of the different options available to you.

P.S. If you're not ready to talk to us, please tour through our website. We are convinced you'll find the resources here useful and helpful. Enjoy!

Loan Work Out/Short Sale Questionnaire

Please complete this questionnaire to enable us to assist you with the
options available to you as a distressed home owner. Please type in
your selection next to the questions posed in the different fields.

Personal Information

*Name:
*Email:
Phone:
*Preferred phone:
Cell phone :
Work phone:
Fax:
*Subject property address:
Mailing address:
*Best time to contact:
*Preferred means of contact: phone or email :
Social Security (Last 4 Digits):
Date of birth:

Co-Borrower Information

Name:
Email:
Preferred phone:
Best time to contact:
Preferred means of contact: phone or email :
Social Security (Last 4 Digits):
Date of birth:

Existing Loan Information (First Mortgage)

First mortgage lender (name):
Loan number:
Loan amount (Mtg balance):
Mtg type: (Fixed/ARM/Int Only/Option ARM):
Interest rate:
Monthly payment:
Property tax:
HOA fee:
Hazard insurance:
Impound account (Yes or No):

Existing Loan Information (Second Mortgage)

Second mortgage lender (name):
Loan number:
Loan amount (Mtg balance):
Monthly payment:

Derogatory Information and Foreclosure Status

Are you delinquant (1st Mtg):
Number of missed payment (1st Mtg):
Are you delinquant (2nd Mtg):
Number of missed payments (2nd Mtg):
Other lien amounts?:
Has an NOD (Notice of Default) been filed?:
Date of NOD:
Has a NTS (Notice of Trustee Sale) been filed?:
Date of NTS:
Is the property currently listed for sale?:
Is the property involved in a bankruptcy?:
Amount of unpaid property taxes:
Name of listing agent :
Listing agents contact information:
How many other properties do you own:
Are you behind on any of the other properties:
Was your loan a purchase or refinance:
If a re-financed loan: cash out or rate and term?:

Specify The Exact Nature of Your Interest

*Do you need a Loan Modification? (Specify):
*Forensic loan audit? (Specify):
*Credit repair & restoration? (Specify):
*Do you need a Short Sale? (Specify):
*Representation to buy a distressed property? :
*Listing your distressed property?:
*Consult on any other options? (Specify):

Note: Fields with an * are required

We have programs to help stop foreclosure regardless of your situation:

With the right help, virtually any foreclosure situation can be successfully resolved. We have helped thousands of homeowners and we can help you too. When facing foreclosure Time is of the Essence. You MUST act fast to protect your rights and stop foreclosure. Many people who need foreclosure assistance simply do nothing and hope for a miracle. Don't fall into that trap!

Short Sale Center

Phone: Fax:

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